Building on the right Foundation

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Look, you are about to embark on a financially heavy journey, I know, because I plan to do the same in a year. Thinking of spending hundreds of thousands of dollars to create a living space for you and your family, just thinking of the responsibility and the LONG term to pay off the debt honestly frightens me.

This is why I am creating this lens. To keep track of everything I have learned in the process so that when I get to the point of finding a 
real estate agentI know who and what I am looking for. 


It is my hope to share my findings with you so that you can comment, ask questions and give tips according to your own experience: sharing the knowledge so that we can all step out with confidence when taking care of home matters.

My name is Andrea Schmitz. I am 40 years old, married and have five children under the age of 13. (That is a picture of my family, the youngest one was wandering about the house when a friend of the family caught the rest of us in front of the tree.) My *scary* journey will begin in a year's time when we plan to move to North America from Germany, leaving everything behind, our employment, our current home, our friends. Once we cross the Atlantic we will be looking to jump right into home ownership as with our sized family, hanging out in hotels or bunking up with friends can get very old, very quickly.

Your situation naturally will not be the same as mine: But if you are here, then chances are you are looking to buy a home. Regardless of where you come from this lens aims to offer you tips and resources to make sound financial decisions while you enter into the home buying and home owning phase of your life.